What’s the Most Dangerous Activity You Participate in?

I was reading through my high school alumni newsletter today, and I noticed a really interesting company started by a fellow alum (albeit somehow who graduated years after me–I don’t know them).

It’s called Buddy, and it’s an insurance company that offers accident coverage. Here’s how they describe themselves:

Buddy is an insurance agency built for outdoor enthusiasts. We are adventurers, techies, and insurance innovators and we’re creating a platform to protect you as you enjoy an active, outdoor life.

It’s not meant to replace regular health insurance–rather, it’s supplemental care if you will soon be participating in a somewhat risky activity. If you get hurt while doing it, Buddy helps with the costs, and they pay you, not the health care provider.

I’m fascinated by this concept. I really like how targeted it is–you can even pay for just a single day of coverage if you want! So if you’re the type of person who, say, goes on a really difficult hike once a year, you could sign up for Buddy just for that hike.

There is a “but,” though, that I found while looking through the FAQ. There are a number of risky outdoor activities that Buddy doesn’t cover, including bungee jumping, skydiving, wingsuiting…basically, the types of things that come to mind when I think about dangerous outdoor activities.

I’m trying to think if there’s anything for which I would use Buddy, but I live a pretty low-key life. I’m glad it exists, though, in case I ever decide to take a walk on the wild side. Unless I want to run with the bulls, that is–it isn’t covered by Buddy.

What do you think of this concept? What’s the most dangerous activity you participate in?


One Response to “What’s the Most Dangerous Activity You Participate in?”

  1. Joe Pilkus says:

    Driving to and from work in the D.C. area traffic

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